Vested benefits
Vested benefits (LPP): what should you do with your assets when changing jobs?
Leaving an employer should not leave your pension assets unmanaged. Here is how to understand vested benefits, compare options and stay consistent.
By Le Prix Malin - 25 March 2026
Keeping control of vested benefits
When an employment relationship ends, vested benefits become a real decision point rather than a minor administrative topic. Fees, investment options, flexibility and visibility all matter if you want to keep a coherent long-term pension strategy.
The best approach is to place this decision within your broader financial picture: third pillar savings, retirement horizon, tax considerations and future projects. A periodic review helps avoid default choices that no longer suit your plans.
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